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Copyright 2004-2007 Summit Kreative Group, Inc.

This World Wide Web site is owned and operated by Summit Kreative Group, Inc. (herein referred to as "Summit Kreative").

Summit Kreative Group, Inc.
22 Moss Rd
Voorheesville, NY 12186
Phone: 877.796.1076
Email info@summitkreative.com

Summit Kreative's trade names, trademarks, logos and service marks belong to Summit Kreative. All other trade names, trademarks, logos or service marks mentioned herein belong to their respective owners.

Summit Kreative hereby authorizes you to view, print, copy and distribute information published by Summit Kreative on this or any other publicly accessed site maintained by Summit Kreative's Web server linked to this Legal Notice and Terms of Use Policy (collectively, the "Sites"), provided that: (i) the information may be used internally (by you or any third party to whom you distribute it) only for informational purposes; (ii) no fee may be charged for distribution of any information to any third party; and (iii) any and all copyright or other proprietary notices that appear on the Sites or any Summit Kreative page, together with this Legal Notice, must appear on all copies that you make or distribute.

Any information, white papers, methodologies, studies, video files, audio files, software code, photographs, graphics, processes, technologies or other materials (the "Materials") published on the Sites may be the subject of intellectual property rights reserved by Summit Kreative, its subsidiaries or licensors. Your terms of use do not grant to you a license hereunder to otherwise use, copy, distribute or transfer the Materials.

If no additional terms are provided on such Sites or on any Summit Kreative Web page, the use of any such materials is governed by this provision.

All Materials provided via the Sites are intended for informational purposes only and are subject to change or withdrawal by Summit Kreative at any time without notice. Summit Kreative assumes no responsibility for the accuracy or completeness of the Materials.

THE MATERIALS ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, INCLUDING (WITHOUT LIMITATION) ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. IN NO EVENT WILL Summit Kreative BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THE SITES, THE MATERIALS OR ON ANY OTHER HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA, EVEN IF Summit Kreative IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Unless expressly provided otherwise by Summit Kreative, all comments, feedback, information or materials submitted to Summit Kreative Group through or in association with the Sites shall be considered non-confidential and Summit Kreative Group's property. By submitting such comments, feedback, information or materials to Summit Kreative, you agree, at no cost or fee, to assign to Summit Kreative of all worldwide rights, title and interest in copyrights and other intellectual property rights to the comments, feedback, information or materials.

The Sites may contain hyperlinks to other Web sites controlled by parties other than Summit Kreative. Summit Kreative is not responsible for and does not endorse the contents or use of these Web sites.

Summit Kreative controls the Sites from its offices in Voorheesville, New York, United States of America. You agree that any legal action, proceeding or other matters relating to your access to or use of the Materials or the Sites shall be governed by U.S. federal law or the laws of the State of New York. In the event of any legal action arising hereunder, you also agree to submit the jurisdiction and venue of any federal or state courts in the Albany, New York area.

You may not access, download, use or export the Materials in violation of U.S. export laws or regulations or in violation of any applicable local laws or regulations.

If you have any questions concerning legal or other matters described above, contact Summit Kreative Group's Legal Department at info@summitkreative.com for legal matters and any other issues.